Setting Up Your Small Business Payroll: Responsibilities And Options

Even when running a small business with just a few employees, it's important to have a reliable, accurate payroll system in place. This way, you can keep your employees happy by making sure they're paid on time and in the proper amounts. If you're new to small business ownership, there are a few things you'll need to know about setting up your payroll. What Are Your Responsibilities? Paying your employees for their work isn't your only responsibility as a small business owner. Read More 

Donating Clothes For The First Time? Know How To Donate Them With Style

When donating clothing for the first time, you might just grab a trash bag and throw in the clothes so that you can place them in the drop box on your way to work. What you might not realize is that this places a lot of extra work on the donation center workers. If you want your items to get to those in need quicker, follow these instructions before you donate: Read More 

4 Reasons You May Want To Invest In Titanium

Are you interested in expanding your investments into precious metals? Much has been said about gold and silver, but titanium is another metal that may be a solid investment in the years to come. Here are just a few reasons why titanium is appealing for investors. 1. Titanium Isn't Experiencing A Bubble Many analysts believe that gold, up until recently, has been experiencing a bubble. Bubbles are very dangerous because it can be impossible to reliably predict when they will crash; a bubble naturally means that an investment is over priced. Read More 

Is Getting A Payday Loan A Good Idea?

Short term loans are designed to be paid off in a short period of time, typically less than a year. Long term loans are designed to be paid off over the period of many years. One type of short term loan that is often misunderstood is the payday loan. A payday loan is a microloan, or a small loan amount, that is paid off in a short amount of time. Read on to learn more about payday loans and whether they are a good fit for your needs. Read More 

Should You Use A Home Equity Loan To Pay Off Debt?

In recent years, mortgage rates and home equity rates have been at a historic low. However, interest rates for other types of debt (credit cards, student loans, auto loans) have not always followed suit. It can be tempting to borrow against your home equity to pay off higher-interest debt, but is this a good idea? What should you consider? What is a home equity loan? A home equity line of credit? Read More